Mutuals Matter

Banking that puts community first.

At Kennebec Savings Bank, we believe banking should be personal, purposeful, and rooted in the communities we serve. As a state-chartered community bank and proud member of a mutual organization, we’re part of a tradition that puts people before profits — and reinvests in what matters most: you.

While we offer all the modern banking products and services you expect, what sets us apart is how we operate. Being part of a mutual organization means we’re not driven by shareholder returns. Instead, we focus on long-term relationships, local investment, and doing what’s right for our customers and communities.

What does that look like?

  • Customer-first decisions — because we’re not beholden to outside investors.
  • Reinvestment in Maine — through lending, volunteering, and giving back.
  • A lasting commitment — to service, stability, and shared success.

Every deposit made at Kennebec Savings Bank helps fuel a cycle of growth and giving — from helping families buy homes to supporting nonprofits and small businesses. It’s a model that strengthens our region and reflects our values.

Because where you bank matters. And mutuals matter.


Explore how our commitment to community and customer success shapes everything we do. 

KSB team members at the Old Hallowell Day

Community Dividends

See how we support local organizations, events, and causes that strengthen our region.
 
Agusta, ME at sunset.

Annual Report

Get a transparent look at our performance, priorities, and community impact.
 
 
Mansion building

About Us

Learn more about our history, mission, and commitment to our customers and community.