Banking that puts community first.
At Kennebec Savings Bank, we believe banking should be personal, purposeful, and rooted in the communities we serve. As a state-chartered community bank and proud member of a mutual organization, we’re part of a tradition that puts people before profits — and reinvests in what matters most: you.
While we offer all the modern banking products and services you expect, what sets us apart is how we operate. Being part of a mutual organization means we’re not driven by shareholder returns. Instead, we focus on long-term relationships, local investment, and doing what’s right for our customers and communities.
What does that look like?
- Customer-first decisions — because we’re not beholden to outside investors.
- Reinvestment in Maine — through lending, volunteering, and giving back.
- A lasting commitment — to service, stability, and shared success.
Every deposit made at Kennebec Savings Bank helps fuel a cycle of growth and giving — from helping families buy homes to supporting nonprofits and small businesses. It’s a model that strengthens our region and reflects our values.
Because where you bank matters. And mutuals matter.



