Terms of Use

THESE TERMS GOVERN THE USE OF THIS SITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THE SITE. BY ACCESSING THE SITE OR ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This site has been established by the Bank for the purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this site should be considered an advertisement. Nothing contained in any page on this site takes the place of the Bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with the Bank’s agreements and disclosures, the agreements and disclosures will control.

From time to time, the Bank may place links to other sites on this site. The Bank has no control over any other site and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this site. Users are also advised to read the privacy notices of each site visited.

The information and materials contained in this site are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, express or implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (whether under a claim based in tort, contract, or any other claim or basis), including direct, indirect, consequential, and incidental damages, that result from the access or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

Submitted Information

Information the Bank may collect through interaction with the site includes anything provided to the Bank by the user, such as name, email address, and other contact information, as well as any particular transaction information and location information related to an inquiry.

Cookies

The Bank may collect additional data through the use of cookies. Cookies are pieces of data stored on devices once those devices visit sites on the web. They record the IP address of the device, its operating system and browser, and additional information associated with the device. In conjunction with other tools, cookies can be used to track site activity, such as number of hits, pages visited, and the length of user sessions.

Information from a third party may be embedded on the site, such as a map, or third-party social media platforms. These third parties may have access to information about a user's activity on the pages of the site where these tools are placed. Users may wish to review information at those third-party sites to determine how they treat data that they obtain through the use of cookies. No information is used to provide services or advertising for any other party.

Marketing

Through the use of cookies and service providers like Google, marketing opportunities, including remarketing, impression reporting, and interest reporting are made available to the Bank.

Remarketing serves users personalized ads based on past site visits. Impression reporting tracks activity measured against unclicked ads. Interest reporting provides guesses to visitor demographics and interests.

These features are made possible by using first-party cookies (created while on the Bank site) together with third-party cookies (created when a Bank ad is displayed on another site). The Bank does not identify users or facilitate the merging of personally identifiable information with non-personally identifiable information collected through these features.

Please note that the above advertising features and tracking methods may or may not be enabled. The Bank reserves the right to enable or disable them in the future.

Opt-Out

Users may set their browser to reject cookies. Refer to help resources offered by browser providers on how to manage cookies. Users may opt out of receiving personalized ads on third party sites from the Bank (and others using Google) by visiting networkadvertising.org/choices and using the provided tool to opt out of customized ads from Google. Users may also control the information Google uses to show them ads at google.com/settings/ads. Finally, users may opt out of Google Analytics™ tracking with Google’s opt-out add-on at tools.google.com/dlpage/gaoptout. Google Analytics™ service is a trademark of Google, LLC.

Additional Uses

In addition to the uses described above, the Bank may use information for purposes as allowed by law such as: improving the site, products, or services; legal compliance; risk control; information security; and anti-fraud purposes.

Third-Party Sites

By interacting with a Bank advertisement, page, or account on a third-party site, users consent to the Bank's use and disclosure of collected information in the manner described above as applicable.

Updates

This agreement may be changed from time to time by posting the new Terms of Use on the site. All users agree to be subject to this agreement as it changes from time to time.

Governing Law

This agreement and the use of this site are governed by the laws of the State of Maine.

For more information, please review our customer Privacy Notice.