Consumer Loans

Financing Solutions Made for Mainers, by Mainers

Kennebec Savings Bank’s personal loans let you spend less time arranging your finances and more time doing what’s important to you.

Kennebec Savings Bank offers a wide variety of consumer loans, including:

  • Personal Lines of Credit
  • Installment Loans
  • Auto, Truck, RV, and Motor Home Loans
  • Secured Personal Loans
  • Credit Cards
  • Home Equity Loans and Lines of Credit

Use the buttons below to download an application. Fill it out, then securely email or drop if off at a Kennebec Savings Bank branch location.

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Personal Line of Credit

  • Available to checking account customers
  • Minimum line of $500
  • Provides overdraft protection after filling out an auto transfer form with us
  • Fixed rate

Installment Loan

  • Secured and unsecured options
  • Flexible terms and payment options (monthly or biweekly)
  • Fixed rates
  • Eligible for rate reduction if set up with automatic payments
Mom feeding son in kitchen.



Happy to Lend a Hand

If you have questions or need help with your loan application: our lenders are happy to assist! Contact Kennebec Savings Bank today.















Family in car with dog.

Auto, Truck, RV and Motor Home Loan

  • Traditional loan for the purchase of a new or used vehicle, RV, or motor home
  • Fixed rates


Blue KSB Debit Card

Credit Cards

Featuring competitive interest rates and no annual fees, Platinum Mastercard® credit cards are available for consumers and businesses through Kennebec Savings Bank.

Conveniently access your credit cards using Kennebec Savings Bank's Digital Banking. If you do not have digital banking enabled, click here to access your credit cards online.





Home Equity Loans & Lines of Credit 

Home equity loans or lines of credit may be the smartest way to get access to the money you need. Flexibility, affordability, and low closing costs make these a great option for homeowners looking to borrow. Enjoy Kennebec Savings Bank’s characteristic personal service, local decision-making, and fast turnaround times.