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Tax Forms

We always aim to deliver your tax forms accurately and as quickly as possible after the end of the year.

Types of Forms We Produce

Below is a list of the forms we produce, and the reasons you may expect to receive one from us.

1098 for mortgage interest paid; only produced if you paid $600+ in mortgage interest to us last year
1099-A for acquisition or abandonment of secured property
1099-C for cancellation of debt
1099-INT for deposit account interest earned; only produced if you earned $10+ in interest with us last year
1099-MISC for miscellaneous income earned
1099-NEC for non-employee compensation earned
1099-R for distributions from retirement accounts (IRAs)
1099-S for proceeds from real estate transactions
1099-SA for distributions from health savings accounts (HSAs)
5498 for contribution activity to retirement accounts (IRAs)
5498-SA for contribution activity to health savings accounts (HSAs)

Annual Mailing Dates for Forms

Mailed by January 5th: 1098, 1099-A, 1099-C, 1099-INT, 1099-MISC, 1099-NEC, 1099-R, 1099-S, 1099-SA

Mailed after April 15th: 5498, 5498-SA

Tax forms are made available to the primary accountholders only. Mailing dates are approximate and may vary based on individual situations. All forms will be mailed by the IRS deadline of January 31st each year.

If you have misplaced your tax forms, you can find them and reprint them yourself in Online Banking, or you can call us and we can reprint them for you.

Annual Loan Statements

Annual loan statements are generated for your benefit in Online Banking. These statements include all activity for the year as well as principal and interest paid totals.

See the access instructions below.

Online Banking Access Instructions

  1. Log in to Online Banking.
  2. For tax forms, select any account. For annual statements, select your loan account.
  3. Click Documents.
  4. For tax forms, select Tax Form from the Document Type dropdown and click Submit. For annual loan statements, select Loan Statement (Annual) from the Document Type dropdown.

Documents Menu in Online Banking

Please note: Kennebec Savings Bank does not provide tax, legal, or accounting advice. This page has been prepared for informational purposes only. The provided information and instructions do not pertain to tax forms generated for CDARS participants, Bank vendors, or clients of Investment Management & Trust Services. Instructions do not pertain to users of Business Online Banking