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Mobile Deposit

Deposit checks using your phone or tablet!

Remember when you had to come into the bank to make a deposit? Not anymore. Bank when and where you want with Mobile Deposit! All you need is a phone or tablet with Mobile Banking.

How do I get started?

You will automatically be enabled in Mobile Deposit within one business day of first becoming a Mobile Banking user. Just select the Deposit tab at the bottom of your screen (or at the top of your screen if on a tablet) and follow the easy prompts.

You can also check out our Online Education Center for a video tutorial of Mobile Deposit.

Important Details

  • Deposit Status: View Mobile Deposit History in the Deposit tab of Mobile Banking. Deposit History contains all of the mobile deposits you have made over the past few weeks. You can view pending, accepted, and rejected deposits.
  • Processing Time: Make deposits at any time, but please be aware that funds may not be immediately credited to your account. Mobile deposits are subject to review by the Bank. Until the deposit status is “Accepted,” funds will not be reflected in your account balance.
  • Cutoff Time: Deposits made before 4 PM Monday through Friday will be reviewed and credited the same day. Deposits received after 4 PM, on the weekend, or on Federal holidays may not be processed until the next business day.
  • Limits: Deposit as many checks as you want, but there is a standard daily monetary limit of $10,000. Call us if you need to submit a check for a greater amount.
  • Endorsement: Sign the back of your check as usual, but add “For Mobile Deposit Only” (or the acronym “FMDO”) under your signature.
  • Retention: Keep deposited checks for 14 days or until verifying that the deposit has successfully posted. Then destroy them.

Mobile Deposit on a tablet