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Mortgage Products

No Bank Fees – Check the APR!

Kennebec Savings Bank is proud not to charge ANY bank fees on our biweekly and monthly fixed rate mortgages. (Other third-party fees still apply.)

Shopping around? Make sure you are accurately comparing costs. The APR (annual percentage rate) can help. The APR is required to include certain fees many banks like to add to their loans.

If you have any questions, call us at (207) 622-5801 and ask to speak to a lender. We're always happy to help.

Mortgage Products

Biweekly Fixed Rate Loans
Monthly Fixed Rate Loans
Adjustable Rate Loans
Construction Loans
First-Time Homebuyer & Veteran Loans
HomeAid Affordable Home Loans
Seasonal Home Loans
Mobile Home with Land Loans
Land Only Loans
Home Equity Loans
Home Equity Lines of Credit


* APR = annual percentage rate.

All loans are subject to credit approval by Kennebec Savings Bank. Maximum terms listed. Shorter terms may be available; contact a loan officer for details. Higher loan-to-value financing may be available with private mortgage insurance (PMI).

(Effective Date: Wednesday, November 14, 2018)