Consumer Deposit Account Rates

Checking Accounts
Product	Minimum to Open	Tiered Balance	Interest Rate	APY*
Evolve Checking	$5.00	N/A	0.00%	0.00%
Premier Checking I & HSA Checking	$100	Up to $749	0.00%	0.00%
		$750+	0.04%	0.04%
Premier Checking II	$100	Up to $7,499	0.00%	0.00%
		$7,500 - $49,999	0.05%	0.05%
		$50,000 - $99,999	0.10%	0.10%
		$100,000 - $249,999	0.15%	0.15%
		$250,000 - $499,999	0.20%	0.20%
		$500,000+	0.20%	0.20%

Savings Accounts
Product	Minimum to Open	Tiered Balance	Interest Rate	APY*
Statement Savings & HSA Savings	$10	Up to $2,499	0.05%	0.05%
		$2,500-$19,999	0.10%	0.10%
		$20,000+	0.20%	0.20%
Premier Savings	$100	Up to $2,499	0.00%	0.00%
		$2,500 - $19,999	0.10%	0.10%
		$20,000 - $99,999	0.20%	0.20%
		$100,000 - $249,999	0.30%	0.30%
		$250,000 - $499,999	0.45%	0.45%
		$500,000+	0.55%	0.55%
Premier Money Market	$100	Up to $19,999	0.00%	0.00%
		$20,000 - $99,999	1.25%	1.26%
		$100,000 - $249,999	1.40%	1.41%
		$250,000 - $499,999	1.70%	1.71%
		$500,000 - $999,999	2.00%	2.02%
		$1,000,000+	3.50%	3.56%
Premier IRA Savings	$10	Up to $2,499	0.15%	0.15%
		$2,500 - $49,999	0.25%	0.25%
		$50,000 - $99,999	0.30%	0.30%
		$100,000 - $249,999	0.35%	0.35%
		$250,000+	0.45%	0.45%
Kids Savings	$1	--	0.20%	0.20%

Club Accounts
Product	Minimum to Open	Tiered Balance	Interest Rate	APY*
6 Month Club Savings	$1	--	0.20%	0.20%
12 Month Club Savings	$1	--	0.25%	0.25%

* APY = Annual Percentage Yield.
* Note: Balance in the account must be maintained each day within the tier range to obtain the disclosed APY.
* Rates and APY are subject to change without notice. Rates may change after the account is opened. Fees may reduce earnings.
* Please see the "Understanding Your Deposit Account" brochure for additional terms and conditions.

Effective Date: December 1, 2022