Checking

Experience hassle-free banking with a KSB checking account.

Kennebec Savings Bank’s checking accounts:

• Offer the option to visit our branches any time or use Mobile Banking
• Include your first debit card free
• Provide free credit score monitoring through SavvyMoney

Premier Checking

• Minimum opening deposit of $100
• No monthly service fee
• No monthly minimum balance requirement
• Free statements – paper or electronic
• Interest-earning if the daily balance is at least $750; compounded daily, credited to your account monthly
• Easy direct deposit & auto transfer setup
• Online Banking, Mobile Banking with Mobile Deposit, and Bill Pay

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Checks and deposit slips are also available.

• Standard check orders come with 90 checks and 30 deposit tickets
• KSB checks are available in single and duplicate versions
• Custom check designs are also available!
• For existing customers, reorder checks from within Online Banking

We also offer a Premier Checking II account, with the same great features as our Premier Checking account, but with different rate tiers! Check it out at our deposit rates table.

Evolve Checking Evolve Checking has a focus on KSB's digital services. This account is a check-free account and does not include traditional paper checks Minimum opening deposit of $5.00 No monthly service fee No monthly minimum balance requirement Free statements – paper or electronic Easy direct deposit & auto transfer setup Online Banking, Mobile Banking with Mobile Deposit, and Bill Pay

All checking accounts come with a free debit card which provides you with 24/7 access to ATMs in Manchester, Augusta, Farmingdale, Winthrop, Waterville (Main Street), Waterville (Washington Street), Freeport, and Portland.

Chip cards and contactless cards are standard for enhanced security and international travel.