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Experience hassle-free banking with a KSB checking account.

Kennebec Savings Bank’s checking accounts:

  • Offer the option to visit our branches any time or use Mobile Banking
  • Include your first debit card free
  • Provide free credit score monitoring through SavvyMoney

Premier Checking


Checks and deposit slips are also available.

  • Standard check orders come with 90 checks and 30 deposit tickets
  • KSB checks are available in single and duplicate versions
  • Custom check designs are also available!
  • For existing customers, reorder checks from within Online Banking

We also offer a Premier Checking II account, with the same great features as our Premier Checking account, but with different rate tiers! Check it out at our deposit rates table.


Kennebec Savings Bank - Evolve Checking - Bank On National Account Standards 2023-2024

Evolve Checking

Evolve Checking has a focus on KSB's digital services.

All checking accounts come with a free debit card which provides you with 24/7 access to ATMs in ManchesterAugustaFarmingdale, Winthrop, Waterville (Main Street), Waterville (Washington Street), Freeport, and Portland.

Chip cards and contactless cards are standard for enhanced security and international travel.