Personal attention. Exceptional service. Local decision-making and local servicing.
We make buying or refinancing your home easy.
Fast, Simple, Affordable
Purchasing, building, or refinancing a home can be stressful by itself. Your financial institution shouldn’t add to the burden. As your partner, we move at your pace, find a loan tailored to your needs, avoid overcomplication, and keep fees low.
We Can Be Flexible; We Don’t Sell Our Loans
We're a portfolio lender. Once your mortgage is with us, it stays with us, for the full life of your loan. That means we can do it all – conforming and nonconforming – and won't trip you up with unnecessary secondary market rules and paperwork that don't apply to you.
One Contact, Start to Finish
At KSB, you don’t get shuffled from person to person. Our lenders serve as originator, underwriter, and closer. We create a smooth borrowing experience unlike any other in the business. Our team knows how to turn every homeownership dream into a reality.
Count on us for our flexible underwriting, rapid approval process, and low closing costs.
And remember: once you have a mortgage with us, it stays with us.
Already submitted an application? CLICK HERE TO ACCESS YOUR ONLINE BORROWER PORTAL.