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Commercial Loans

You’re busy – that’s the key to your success. We make it easy – that’s the key to our success.

If you’ve got a need for working capital, whether you’re financing real estate, vehicles or simply need cash reserves, we’ve got resources.

Our local decision making, fast turnaround time, and flexible underwriting are all designed to make business lending quick and easy.

Our full-service commercial team is ready to support you. Consult any of our commercial lenders (Mark Stebbins, Brent Hall, Katie Vickers, or Seth Sherwood) for current rates and applicable terms. To apply, get started here, or stop by any branch and ask for a commercial loan application package.

Real Estate Loans

Carry your project from initial plans to completion (and beyond) with our construction, acquisition and refinance loans for commercial real estate. We offer:

  • Fixed or variable rates
  • Flexible loan terms and structures
  • Low closing costs

Equipment & Other Term Loans

  • Fixed or variable rates
  • Secured or unsecured (with an identified source of repayment)
  • Terms of usually up to seven years, depending on the proposed fund use
  • Bridge financing

Lines of Credit

  • Variable rates (based on Prime)
  • Secured
  • Mature annually and are subject to renewal
  • Must generally be paid off for a minimum of 30 consecutive days annually

Apply Today

Municipal Loans

We are proud to work with local communities, schools, agencies, and all other municipal borrowers to meet their capital needs. Contact us and let us know how we can help!

Finance Authority of Maine (FAME) Loans

FAME logo

We partner with FAME in financing early-stage or higher-risk Maine businesses. Call or meet with us to find out if your business qualifies!

Credit Cards

Learn more about our business credit cards here.

Commercial Forms

Are you a potential applicant or an existing customer? Click the button below to get started on an app or update your finances with us.

View Commercial Forms

Simply Smart Small Business Suite logo Our Simply Smart Small Business Suite allows you to set up your full banking relationship with us in one go. Check it out today.